Funds that have been deposited into the bank are cleared for use as per the clearance period defined. So for example if the clearance period is 3 days, the funds will be available for use in 3 days time.

However there may be instances where the finance company is 100% certain that the funds will clear and as such can instruct the platform to clear the funds early for use.

This video will show you how to clear funds early that have been deposited by an investor.