Release Notes - 201713 - Chevrotain

Release Notes - 201713 - Chevrotain


Release

201713 - Chevrotain

 

 

Release Date

Nov 2017

 

 

 

 

 

 

1  Summary

 

The release adds additional functional that allows finance companies to use the Equifax Apply product for application evaluations at Equifax.

 

 

 

2  Take Note Of

 

  • No new portal content blocks that have been added that require personalisation.
  • No new custom content blocks have been added.
  • New security permissions that have been added that need to be assigned to user groups to allow access.
  • No new display variables have been added.
  • New decision tree variables have been added. See list below.

 

 

 

3  Release Details


















 


 

 




200724 - Is there a way for the Credit Team to see what documents a borrower has been assigned via the document decision tree within Fusion?


 


 

The results of the document decision tree will be displayed against the application in the “Documents Requested” tab.




 

200237 - Equifax Apply Product


 

The Equifax Apply product will be added to the product options available to use from Equifax.

Extra decision tree variables will be added to use extra data from the product. See list below.The public API to retrieve application data and investor data will include the new scores available from Equifax.

· Application API - The following will be added

o CB1 – Credit Bureau Positive Score

o CB2 – Credit Bureau Positive Score

o CB1 – Credit Bureau Alternate Negative Score

o CB2 – Credit Bureau Alternate Negative Score

o CB1 – Pre Qualification Credit Bureau Positive Score

o CB2 – Pre Qualification Credit Bureau Positive Score

o CB1 – Pre Qualification Credit Bureau Alternate Negative Score

o CB2 – Pre Qualification Credit Bureau Alternate Negative Score

 

· Investor details API (GET /v1/{assetclass}/Investment/search) - The section that returns the loan details: The following will be added

o CB1 – Credit Bureau Positive Score

o CB2 – Credit Bureau Positive Score

o CB1 – Credit Bureau Alternate Negative Score

o CB2 – Credit Bureau Alternate Negative Score

o CB1 – Pre Qualification Credit Bureau Positive Score

o CB2 – Pre Qualification Credit Bureau Positive Score

o CB1 – Pre Qualification Credit Bureau Alternate Negative Score

o CB2 – Pre Qualification Credit Bureau Alternate Negative Score


 




 

200237 - Equifax Apply Product


 

The credit bureau report will be modified to include comprehensive data




 

Decision Tree


 

Improvements have been made to the decision tree capture to make it easier to find questions that are available using the Clearmatch data, and the credit bureau data from their different products.




 

error in logs - when preview or download a document


 

There are some errors show in Clearmatch error log. When preview/download a document or Create Display New Letter all is successfully but in exceptions appear in the error logs.

 

The following new decision tree variables will be retrieved from the new Equifax Apply product

 

Comprehensive Data

ID

Variable Name

Variable Description

ClearMatch Decision Tree Variable

scorecard-id

VSA_2.0_XY_CR

Score – credit bureau comprehensive score during evaluation

CreditBureauScoreComprehensive

scorecard-id

VSA_2.0_XY_CR

Score – credit bureau comprehensive score during evaluation with factor applied as per business rule

CreditBureauScoreComprehensiveWithFactor

scorecard-id

VSA_2.0_XY_NR

Score – credit bureau   comprehensive negative score during evaluation

CreditBureauScoreComprehensiveNegative

scorecard-id

VSA_2.0_XY_NR

Score – credit bureau   comprehensive negative score during evaluation with factor applied as per business rule

CreditBureauScoreComprehensiveNegativeWithFactor

scorecard-id

VSA_2.0_XY_CR

Score – credit bureau comprehensive score during pre qualification

PreQualificationCreditBureauScoreComprehensive

scorecard-id

VSA_2.0_XY_CR

Score – credit bureau comprehensive score during pre qualification with factor applied as per business rule

PreQualificationCreditBureauScoreComprehensiveWithFactor

scorecard-id

VSA_2.0_XY_NR

Score – credit bureau   comprehensive negative score during pre qualification

PreQualificationCreditBureauScoreComprehensiveNegative

scorecard-id

VSA_2.0_XY_NR

Score – credit bureau   comprehensive negative score during pre qualification with factor applied as per business rule

PreQualificationCreditBureauScoreComprehensiveNegativeWithFactor

scorecard-id

VSA_1.1_XY_NR

Score - credit bureau negative score during evaluation

CreditBureauScore

scorecard-id

VSA_1.1_XY_NR

Score - credit bureau negative score during evaluation with factor applied as per business rule

CreditBureauScoreWithFactor

scorecard-id

VSA_1.1_XY_NR

Score - credit bureau negative score during pre qualification

PreQualificationCreditBureauScore

scorecard-id

VSA_1.1_XY_NR

Score - credit bureau negative score during pre qualification with factor applied as per business rule

PreQualificationCreditBureauScoreWithFactor

 

 



Veda code

Description

ClearMatch Decision Tree Variable

Number of open accounts

CX0008_gcc_ac_op_0m

Financial - Number of open credit card account

AccountsCountCreditCard

CX0009_gpl_ac_op_0m

Financial - Number of open personal loan accounts

AccountsCountPersonalLoan

CX0401_al_ac_op_0m

Financial - Number of open auto accounts

AccountsCountAutomotive

CX0010_rm_ac_op_0m

Financial - Number of open mortgage accounts

AccountsCountMortgage

Limits

CX0041_ac_op_lmt_s_0m

Financial - Sum of open account limits

AccountLimitsTotal

CX0066_sec_ac_op_lmt_s_0m

Financial - Sum of open secured account limits

AccountLimitsTotalSecured

CX0067_nsec_ac_op_lmt_s_0m

Financial - Sum of open unsecured account limits

AccountLimitsTotalUnsecured

CX0045_gpl_ac_op_lmt_s_0m

Financial - Sum of open personal loan account limits

AccountLimitTotalPersonalLoan

CX0044_gcc_ac_op_lmt_s_0m

Financial - Sum of open credit card account limits

AccountLimitTotalCreditCard

CX0406_al_ac_op_lmt_s_0m

Financial - Sum of open auto account limits

AccountLimitTotalAutomotive

Accts by repayment status

CX0100_ac_rs1_24m

Financial - Number of open accounts where repayment status was 1+ in the last 24 months

AccountRepaymentStatus1PlusInLast24

CX0101_ac_rs2_24m

Financial - Number of open accounts where repayment status was 2+ in the last 24 months

AccountRepaymentStatus2PlusInLast24

CX0102_ac_rs3_24m

Financial - Number of open accounts where repayment status was 3+ in the last 24 months

AccountRepaymentStatus3PlusInLast24

CX0103_ac_rs4_24m

Financial - Number of open accounts where repayment status was 4+ in the last 24 months

AccountRepaymentStatus4PlusInLast24

Worst delinquency

CX0184_wrs_0m

Financial - Worst open account repayment status

AccountRepaymentStatusWorst

CX0185_wrs_12m

Financial - Worst open account repayment status in the last 12 months

AccountRepaymentStatusWorst12

CX0186_wrs_24m

Financial - Worst open account repayment status in the last 24 months

AccountRepaymentStatusWorst24

Months since worst delinquency

CX0339_time_worst_dlq_24m

Financial - Months since worst open account repayment status in the last 24 months

AccountRepaymentStatusMthsSinceStatusWorst24

Months since last CLI

CX0389_nsec_time_lmt_inc_24m

Financial - Months since last open unsecured account limits increased in the last 24 months

AccountLimitsMthsUnsecuredIncreasedin24

Months since last delinquency

CX0160_ac_op_mth_rs1_24m

Financial - Months since any open account repayment status was 1+ in the last 24 months

AccountRepaymentStatusMthsSince1PlusInLast24

Delinquency history

CX0234_rs1_12m

Financial - Months out of the last 12 where the worst open account repayment status was 1+

AccountRepaymentStatusMthsOutOfLast12Worst1

CX0233_rs2_12m

Financial - Months out of the last 12 where the worst open account repayment status was 2+

AccountRepaymentStatusMthsOutOfLast12Worst2

CX0232_rs3_12m

Financial - Months out of the last 12 where the worst open account repayment status was 3+

AccountRepaymentStatusMthsOutOfLast12Worst3

CX0231_rs4_12m

Financial - Months out of the last 12 where the worst open account repayment status was 4+

AccountRepaymentStatusMthsOutOfLast12Worst4

Closure

CX0352_wrs_closure_24m

Financial - Worst repayment status at closure in the last 24 months

AccountRepaymentStatusWorstAtClosureIn24

  

Key Summary Characteristics

NR Characteristics


ID

Variable Name

Variable Description

ClearMatch Decision Tree Variable

NX7514

NX7514_df_12m

Number of consumer defaults/SCI in the last 12 months

DefaultsCountConsumer12

NY7514

NY7514_df_12m

Number of commercial defaults/SCI in the last 12 months

DefaultsCountCommercial12

NX7518

NX7518_df_tcut_12m

Number of consumer telco or utility defaults/SCI in the last 12 months

DefaultsCountConsumerTelcoUtiliy12

NX7520

NX7520_df_tcut_60_84m

Number of consumer telco or utility defaults/SCI in the last 60/84 months

DefaultsCountConsumerTelcoUtiliy

NY7518

NY7518_df_tcut_12m

Number of commercial telco or utility defaults/SCI in the last 12 months

DefaultsCountCommercialTelcoUtiliy12

NY7520

NY7520_df_tcut_60_84m

Number of commercial telco or utility defaults/SCI in the last 60/84 months

DefaultsCountCommercialTelcoUtiliy

NX7589

NX7589_df_time_1

Months since last consumer default/SCI

DefaultsConsumerTimeSinceLast

NY7589

NY7589_df_time_1

Months since last commercial default/SCI

DefaultsCommercialTimeSinceLast

NX7588

NX7588_df_latamt_60_84m

Total latest dollar amount of consumer defaults/SCI in the last 60/84 months

DefaultsTotalConsumerLatest


 

NY7588

NY7588_df_latamt_60_84m

Total latest dollar amount of commercial defaults/SCI in the last 60/84 months

DefaultsTotalCommercialLatest


 

NX8001

NX8001_enq_3m

Number of consumer enquiries in the last 3 months

EnquiriesCountConsumer3

NY8001

NY8001_enq_3m

Number of commercial enquiries in the last 3 months

EnquiriesCountCommercial3


 


 

Number of consumer and commercial enquiries in the last 60 months

EnquiriesCount60

 

Calculated as

EnquiriesCountConsumer60 + EnquiriesCountCommercial60

 


 

4  Data Warehouse

 


 ApplicationFinancialProfile_Dim

 


CurrentCB1AltNegativeScore
CurrentCB1PositiveScore
CurrentCB2AltNegativeScore
CurrentCB2PositiveScore
CurrentQualificationCB1AltNegativeScore
CurrentQualificationCB1PositiveScore
CurrentQualificationCB2AltNegativeScore
CurrentQualificationCB2PositiveScore




 

 Customer_Dim


CurrentLatestCB1AltNegativeScore CurrentLatestCB1PositiveScore

CurrentLatestCB2AltNegativeScore
CurrentLatestCB2PositiveScore

DecisionData_Dim

CurrentAltScoreCardRelativeRisk
CurrentAltScoreCardScore
CurrentPositiveScoreCardRelativeRisk
CurrentPositiveScoreCardScore

FinanceAgreementFinancialProfile_Dim            

CurrentCB1AltNegativeScore
CurrentCB1PositiveScore
CurrentCB2AltNegativeScore
CurrentCB2PositiveScore
CurrentQualificationCB1AltNegativeScore
CurrentQualificationCB1PositiveScore
CurrentQualificationCB2AltNegativeScore
CurrentQualificationCB2PositiveScore

HandOverFinancialProfile_Dim

CurrentQualificationCB1AltNegativeScore
CurrentQualificationCB1PositiveScore
CurrentQualificationCB2AltNegativeScore
CurrentQualificationCB2PositiveScore

Customer_Dim

CurrentLatestCB1NegativeScore                              

Customer_Dim

Deleted Fields
CurrentLatestVedaCreditScore


5  Portal Content (Content Blocks, Validation Messages, Help Messages)

 

The following content, help and validation messages have been added and need to be personalised.

TypeName

Content

Key Name

Page Name

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

6  Security Settings Added

 The following new security permissions are available and need to be assigned to the correct user groups to enable access.

REMEMBER DO NOT ASSIGN ANY DELETE PERMISSIONS TO ANY USER GROUPS

Class Access

Permission Type

Class Name

Can Create

Can Delete

Can Read

Can Update

ClassSecurityPermission

DecisionMethodName

0

0

1

0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Method Access

Permission Type

Class Name

Method Name

MethodSecurityPermission

StringQuestion

StringQuestion.EditStringQuestion

MethodSecurityPermission

DoubleQuestion

DoubleQuestion.EditDoubleQuestion

MethodSecurityPermission

BooleanQuestion

BooleanQuestion.EditBooleanQuestion

MethodSecurityPermission

ScorecardStringQuestion

ScorecardStringQuestion.EditScorecardStringQuestion

MethodSecurityPermission

ScorecardNumberQuestion

ScorecardNumberQuestion.EditScorecardNumberQuestion

MethodSecurityPermission

ScorecardBooleanQuestion

ScorecardBooleanQuestion.EditScorecardBooleanQuestion

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

7  Documents To Reference

Title

201713 – Chevrotain Task Breakdown.doc